01Inventory & supplies
Buy ahead of your busy season, take a volume discount from a supplier, or restock after a strong month instead of waiting for receivables to land.
Funding
$10k to $6m, put to work where it matters.
There is no single right use for working capital. What matters is whether the business can carry the payments and whether the money earns more than it costs. That is the conversation we have with every owner.
01
02Equipment & vehicles
Replace the oven, the lift, the compressor or the van that the business cannot trade without — and do it in days rather than quarters.
03Payroll & cash flow
Bridge the gap between the work you have delivered and the day the invoice clears, so your crew gets paid on schedule.
04Repairs & build-out
Fix what broke, refit a dining room, or finish a tenant improvement before the lease clock runs out.
05Marketing & hiring
Fund a real push — staff, campaigns, a second shift — when demand is there but the cash to chase it is not.
06New location & expansion
Open the second site, add a service line, or take on a contract that is bigger than your current working capital allows.
How this differs from a bank
Different questions, different timeline.
A bank underwrites your history. We look at how the business is trading now. Neither is better in every case — but only one of them answers quickly.
Traditional lender
- Extensive documentation and collateral review
- Decisions made by committee
- Weeks of back and forth before an answer
- Long credit history weighted heavily
Approved Funding Group
- A short application and a few essential details
- One funding expert who owns your file
- A clear answer on what may be available
- Recent business performance carries real weight
Not sure what to ask for? Describe the situation.
Tell us what's going on in the business in a few sentences. We'll point you to the funding uses that fit and a sensible amount to discuss with a funding expert.
Not sure which option fits?
Talk it through with a funding expert before you apply. There is no cost and no obligation.