Privacy Policy

1. Introduction

Approved Funding Group ("we," "our," or "us") operates the commercial financing platform and website located at approvedfundinggroup.com and associated subdomains. This Privacy Policy describes how we collect, use, process, and disclose information from commercial business entities and their authorized representatives, owners, and guarantors when accessing our services or submitting funding inquiries.

We provide commercial financing solutions exclusively for legitimate commercial, trade, or business purposes. Our services are not intended for personal, family, or household use.

2. Information We Collect

To evaluate business eligibility for commercial working capital, equipment financing, lines of credit, or term loans, we collect the following categories of information:

• Business Entity Information: Legal company name, DBA, federal Employer Identification Number (EIN), state of incorporation, business entity type, physical operating address, primary business phone, email, and website.
• Financial & Operational Data: Monthly and annual revenue, accounts receivable aging schedules, existing commercial debt obligations, bank account activity, merchant processing statements, and declared use of proceeds.
• Owner / Guarantor Information: Full legal name, title, percentage ownership, residential address, direct contact telephone number, email, Social Security Number (SSN) or Tax ID (when authorized for underwriting), and date of birth.
• Technical & Telemetry Data: IP address, device fingerprints, browser type, referring URL, operating system, session timestamps, and interaction logs captured solely for fraud prevention, site security, and diagnostic auditing.

3. How We Use Collected Information

We utilize collected business and guarantor information strictly for:

• Processing, verifying, and routing commercial funding applications to our institutional lending and financing partners.
• Preventing financial fraud, identity theft, unauthorized account access, and money laundering (AML / KYC verification).
• Communicating with you regarding your application status, requests for supplementary documentation, or conditional offers.
• Complying with applicable federal, state, and regulatory reporting mandates applicable to commercial intermediaries.

4. Disclosure of Information to Institutional Partners

Approved Funding Group acts as a commercial capital broker and financing marketplace. We do not sell your personal or business data to third-party consumer marketing lists. We share data solely with:

• Underwriting and Funding Partners: Direct lenders, commercial banks, equipment finance companies, and capital syndicates evaluating your request for financing offers.
• Verification Providers: Consumer reporting agencies, identity verification networks, and bank data aggregation services (e.g., Plaid or DecisionLogic) strictly upon your explicit authorization.
• Legal Authorities: Regulatory bodies, law enforcement, or courts when compelled by subpoena or statutory mandate.

5. TCPA and Communications Consent

By submitting an application or contact form on this website, you explicitly consent to receive calls, SMS/text messages, and electronic mail from Approved Funding Group and its designated funding partners at the numbers and addresses provided. Communications may include automated telephone dialing equipment or artificial/prerecorded voice messages regarding your commercial inquiry. Consent is not a mandatory condition for purchase; you may opt out at any time by replying "STOP" to text messages or notifying us at [email protected].

6. Data Security and Safeguards

We enforce industry-standard administrative, physical, and technological safeguards to shield confidential business data. All data transmissions are encrypted using modern Transport Layer Security (TLS 1.3). Access to sensitive records is restricted strictly to authenticated underwriting personnel on a need-to-know basis.

7. Contact Information

For inquiries regarding this Privacy Policy or your data, please contact our compliance desk: