01
Major repairs and downtime
Engine, transmission, trailer and tire work, paid the day the shop can take the unit.
Transportation
A truck off the road is the only thing that costs more than fixing it.
Freight pays 30 to 60 days after delivery. Repairs, fuel and drivers are due long before that.
Every day down is a lane someone else covers.
Carriers and owner-operators carry the cost of running the load before anyone pays for it. One engine failure or a fuel spike can put a profitable operation behind for a quarter. Funding sized to revenue keeps the fleet moving while receivables clear.
02
Fuel and operating float
Absorb fuel swings and cover drivers while broker and shipper terms run out.
03
Add trucks or trailers
Take on a new lane or contract that needs equipment before the first settlement.
04
Insurance, permits and compliance
Cover annual premiums, authority and compliance costs in one payment instead of a scramble.
Businesses we work with
Funding built for the businesses doing the work.
- Owner-operators and small fleets
- Regional and last-mile carriers
- Freight and logistics companies
- Delivery and specialty transport operators
Illustrative scenario — not a client case
What this looks like in practice.
An example scenario built from the requests owners in this trade bring to us. It is not presented as a named client result.
See funding proofBusiness
Owner-operator fleet, six trucks · Southeast US
Funded
$90k — Funded in one business day
Used for
Engine rebuild, tires and fuel float
The situation
Broker payments run 30 to 60 days behind delivery. When two units went down at once, funding covered the repairs and fuel so the lanes stayed covered instead of being handed to another carrier.
The result
Two trucks back on dispatch inside a week
What to have ready
A short, complete application helps a funding expert understand the business and what the opportunity requires.
- Recent business bank statements
- Average monthly revenue
- Time in business and authority history
- The amount needed and its intended use
Applying does not obligate you to accept an offer. All offers are subject to final approval and underwriting.
Read the underwriting FAQ