01
Bridge reimbursement cycles
Cover payroll, rent and lab bills while insurer claims clear.
Healthcare
Practices get paid late. Payroll does not wait.
Insurance reimbursement runs on its own calendar. Working capital keeps staffing, supplies and equipment on yours.
A full schedule is not the same as cash in the account.
Medical and dental practices can be booked solid and still be short. Claims take 30 to 90 days, equipment fails without warning, and a new chair or operatory has to be paid for long before it earns. Funding lets a healthy practice act on its own timing.
02
Buy or replace equipment
Imaging, chairs, sterilization and practice software, without a long approval queue.
03
Hire and train staff
Add a hygienist or front-desk coordinator ahead of the revenue they bring in.
04
Build out or relocate
Fund an extra operatory, a refit or a second location before it opens.
Illustrative scenario — not a client case
What this looks like in practice.
An example scenario built from the requests owners in this trade bring to us. It is not presented as a named client result.
See funding proofBusiness
Two-chair dental practice · Southeast US
Funded
$75k — Same-day decision
Used for
Bridging a 45-day insurance reimbursement cycle
The situation
Insurer receivables cleared on their own timetable while payroll, lab bills and supply orders did not. Working capital covered the gap without slowing patient scheduling.
The result
Payroll and lab payments stayed on schedule
What to have ready
A short, complete application helps a funding expert understand the business and what the opportunity requires.
- Recent business bank statements
- Average monthly collections
- Time in practice
- The amount needed and its intended use
Applying does not obligate you to accept an offer. All offers are subject to final approval and underwriting.
Read the underwriting FAQ