01
Purchase materials
Place supplier deposits and lock in materials before prices move or lead times widen.
Construction
Mobilize the next job before the last invoice clears.
Contractors often pay for labor, materials and equipment well before a draw or final invoice arrives. Funding can bridge that timing without forcing a good project off the schedule.
Winning the bid is only the first cash-flow challenge.
A signed contract creates opportunity, not immediate cash. Crews must be scheduled, suppliers need deposits and equipment has to reach the site. Working capital can help a contractor start strong and protect existing jobs.
02
Fund payroll
Carry field and office payroll while approved draws or customer invoices remain outstanding.
03
Add equipment
Buy or repair the tools, trailers and vehicles needed to keep crews productive.
04
Mobilize a new project
Cover permits, insurance, staging and early labor for a newly awarded contract.
Illustrative scenario — not a client case
What this looks like in practice.
An example scenario built from the requests owners in this trade bring to us. It is not presented as a named client result.
See funding proofBusiness
Electrical contractor, 11 employees · Central Florida
Funded
$135k — Decision the same day
Used for
Two fitted-out service vans and tooling
The situation
The contract required two more crews on the road before the first invoice was paid. Rather than turn down the award, the contractor funded the vans and tooling up front and billed against the work as it ran.
The result
A commercial maintenance contract started on schedule
What to have ready
A short, complete application helps a funding expert understand the business and what the opportunity requires.
- Recent business bank statements
- Average monthly revenue
- Time in business
- Contract value, project timing and intended use
Applying does not obligate you to accept an offer. All offers are subject to final approval and underwriting.
Read the underwriting FAQ