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Approved Funding Group
Small-business owner at work in the automotive repair industry

Automotive repair

Keep the bays moving while parts and payments catch up.

Repair shops pay for parts, technicians and equipment before every ticket or insurance claim is settled. Flexible business funding can keep profitable work moving through the shop.

A full schedule still creates a working-capital gap.

Parts arrive before insurers pay. Technicians need payroll while fleet accounts run on terms. A shop may also need to replace a lift or scanner without taking a productive bay offline for weeks.

01

Stock parts for scheduled work

Order high-value components and paint materials before customer or insurer payments clear.

02

Replace shop equipment

Buy lifts, alignment systems, welders or diagnostic tools that keep repair capacity online.

03

Carry technician payroll

Keep skilled employees working through slow insurance and commercial-account payment cycles.

04

Expand bay capacity

Prepare an additional service bay or collision workspace for a growing repair calendar.

Businesses we work with

Funding built for the businesses doing the work.

  • Independent mechanical repair shops
  • Collision and body shops
  • Tire, transmission and specialty shops
  • Fleet maintenance operators

Illustrative scenario — not a client case

What this looks like in practice.

An example scenario built from the requests owners in this trade bring to us. It is not presented as a named client result.

See funding proof

Business

Independent repair and collision shop · Illustrative scenario

Funded

$110k — Example only

Used for

Frame equipment, parts orders and technician payroll

The situation

A shop with a full production calendar needs to purchase parts and keep technicians paid before insurers and fleet accounts settle. Working capital can protect that operating cycle while new equipment begins earning.

The result

Added repair capacity without interrupting work already in the bays

What to have ready

A short, complete application helps a funding expert understand the business and what the opportunity requires.

  • Recent business bank statements
  • Average monthly repair revenue
  • Time in business
  • The amount needed and its intended use
Apply for business funding

Applying does not obligate you to accept an offer. All offers are subject to final approval and underwriting.

Read the underwriting FAQ