Wholesale & distribution

Buy the inventory before your customer is ready to pay.

Distributors routinely fund the gap between supplier terms and customer receivables. Working capital can keep orders moving without draining the cash needed to run the warehouse.

A confirmed order is not cash in the account.

Supplier deposits, inbound freight and warehouse labor are due before many buyers pay. Funding can help a distributor accept larger orders, buy at the right price and preserve service levels for established customers.

Place supplier deposits

Secure inventory and production slots before a customer order reaches its billing date.

Cover inbound freight

Pay ocean, ground or expedited freight costs without pulling from payroll reserves.

Build seasonal inventory

Stock the products buyers will need before the demand window opens.

Expand fulfillment capacity

Add racking, handling equipment or temporary labor for higher order volume.

Businesses we work with

Funding built for the businesses doing the work.

Consumer-goods distributors
Food and beverage wholesalers
Building-material suppliers
Specialty importers and regional warehouses

Illustrative scenario — not a client case

What this looks like in practice.

An example scenario built from the requests owners in this trade bring to us. It is not presented as a named client result.

See funding proof

Business

Independent specialty distributor · Illustrative scenario

Funded

$160k — Example only

Used for

Supplier deposit and inbound freight for a seasonal order

The situation

Suppliers often require deposits before a distributor can invoice its own buyers. Working capital can close that timing gap and keep established orders moving.

The result

Inventory arrived in time for the customer delivery window

What to have ready

A short, complete application helps a funding expert understand the business and what the opportunity requires.

Recent business bank statements
Average monthly sales
Time in business
Supplier terms, order timing and intended use

Apply for business funding

Applying does not obligate you to accept an offer. All offers are subject to final approval and underwriting.

Read the underwriting FAQ